“For those of you who insure your craft through the UKGlobal scheme, your renewal is due on 15 March 2018. Renewal notices have been sent out by UKGlobal, so do check your spam folders! The team at UKGlobal have worked hard to keep premium increases as low as possible against a background of continually rising claims costs and another rise in Insurance Premium Tax (IPT) from 10% to 12%. Premiums are competitive in the marketplace and the scheme continues to offer key benefits to members, as well as an income to UKFFA. For more information, please contact Jerry, Charleigh or Fiona at UKGlobal on 01883 333500.”
A message from the fleet insurer….
“Your F15 insurance through UKGlobal is due for renewal on 15 March 2017. You should all have received your renewal email a couple of weeks ago, so if you haven’t already done so, please contact Natalie to renew your policy. Natalie can be contacted by ‘phone on 01883 333522 or at firstname.lastname@example.org “
Don’t let your boat insurance expire!
UPDATE FROM UKGLOBAL: If you are using the BIFFA approved insurance scheme with UKGlobal, then your renewal date will be 15th March.
You should by now have received an email with your specific renewal terms; please check your Junk folder if you’ve not seen it.
If you’ve still not got it, then please contact either Jerry or Natalie ASAP, using the details below.
It is important to note that you should not wait until your first sailing event before you renew your policy, as you will not be covered in the meantime.
For example, if no policy is in place, and your craft is damaged by fire, or causes damage to another craft or other Third Party property during a storm, then you will not be indemnified for the repairs or replacement.
So please do not rely on insuring your craft on this policy just for racing. We have seen many claims over the years that have nothing to do with racing (including a number of storm damage claims during adverse winter weather conditions.)
If you’ve not yet renewed your policy, then please contact Jerry or Natalie to ensure you and your craft are protected.
- Natalie Surridge on 01883 333 522 / email@example.com; or
- Jerry Dungate on 01883 333 512 / firstname.lastname@example.org;
I saw the note from Justin about UK Global’s insurance service. I found them good for travel insurance, too.
The old saying, “you only know how good any insurance company are when you make a claim” certainly rings true.
I couldn’t fault the FF Class insurers UK Global in their work in assisting me in helping to resolve my claim against the other insurance company. Both Dan and Jerry in the office were tremendous, and went truly beyond the call of duty in their efforts to resolve the claim.
Our Member craft insurance partnership with UKGlobal also provides you with access to UKGlobal Private Clients, a specialist service designed for those paying more than £1,000 a year on their personal insurance.
UKGlobal Private Clients is specifically designed to provide a businesslike approach to personal insurance, so you can be confident that you and your lifestyle are properly protected. As well as providing you with the most appropriate cover, and highly competitive premiums negotiated on your behalf, it provides:
Individual, personal advice
A rigorous assessment of your insurance requirements
Access to Defaqto 5-star rated policies from mainstream and specialist insurers
A further benefit is that taking out insurance with UKGlobal Private Clients will provide additional income for the Association, helping fund Member activities.
For more information, or to obtain a personal quote for your personal insurances, please take a look at the Private Clients brochure on the website or contact UKGlobal Private Clients on 01883 333 500.
Last Sunday 27th we arrived at Draycote to rig our boat. The boats where we
are berthed are approximately on a North/South axis with the sterns facing
North. There was a brisk Easterly blowing. My sailing partner, Kevin, set
about rigging the boat and in the process the main halyard blew downwind.
No problem he thought I’ll retrieve it in a minute. He thought no more of
it. Meantime Richard Hope, in the next door boat downwind of us, has his
head down fiddling in his boat, looks up and notices a main halyard blowing
around by his head. Assuming it is his, he ties it off to the spinnaker
loop on his mast! You know whats coming! Richard and crew then start to
roll their boat down to the pontoon to launch. After a short distance they
feel some resistance and assume there is a stone under the wheel so they
apply more push which has the desired effect of moving the boat forward but
unfortunately it also has the effect of breaking our mast in two right by
Kevin and I come ambling down from the changing rooms looking forward to a
brisk Sunday sail to greeted by red faces and a broken mast!
We look forward to an interesting conversation with our insurers,
fortunately both Richard and us are insured with Global so, other than the
embarrassment, we don’t foresee any problems.
Rodger Webb, Draycote
(If it has, I don’t want to race against you!!… Ed)
UPDATE FROM UKGLOBAL: According to our latest records there are still over 50 members who have not yet renewed their craft policy.
If this applies to you, then please note that your craft is currently uninsured.
It is important to note that If you are waiting until your first sailing event before you renew your policy then should your craft be damaged by fire or it causes damage to another craft or other Third Party property during a storm in the meantime for example then you will not be indemnified for the repairs or replacement as there is no policy in force.
Please do not rely on insuring your craft on this policy just for racing. We have seen many claims over the years that have nothing to do with racing (including a number of storm damage claims during the recent adverse weather conditions in February.)
I strongly recommend you contact Natalie or Jerry to renew your policy and ensure you are fully protected:
· Natalie Surridge on 01883 333 522 / email@example.com; or
· Jerry Dungate on 01883 333 512 / firstname.lastname@example.org;
If you are using the BIFFA approved insurance scheme with UKGlobal, then your renewal date for your F15 was 1st Feb. However our records state that nearly 50% of you have not yet confirmed renewal! You will have received an email from us with your specific renewal terms. An official reminder is to follow in due course.
Please check your Junk folder if you’ve not seen it. If you’ve still not got it, then please contact either Jerry or Natalie ASAP as technically speaking you are not currently insured should there be an incident that gives rise to a claim:
· Jerry Dungate on 01883 333 512 / email@example.com; or
· Natalie Surridge on 01883 333 522 / firstname.lastname@example.org
To summarise UKGlobal have managed to freeze rates with the insurers (based on existing sums insured and unaltered claims experience) and in addition the renewal date in 2015 will be moved to 15th March at no extra cost to you.
If you’ve not yet renewed your policy, then please contact Jerry or Natalie to ensure your craft is protected.”
©Mike Rice, http://www.fotoboat.com
The answer basically is “stormingly well”. Before UKGlobal worked with Chris Waples to redesign the policy there were around 260 boats on the policy with about half of them being Association Members. We are ‘in season’ now for insurance renewals (not everybody closes their year in February) and applications are still coming in. There were 25 new owners on the policy by the end of February and there is a feeling that the total number may go above 300 – even 320 has been talked about. Pretty good, eh? I must say I am extremely pleased with my new premium….
So what does this mean for our Association membership? Well, for the last seven or eight years we have generally eroded away our membership at a rate of 20 a year. Hopefully when the books close we may not only see that we held the number for the year, but there may even be a growth of another 20 or so on top. We’ll see…!!
For those of us that have our insurance on the new super-duper BIFFA Insurance scheme, although we all have acknowledgements from our broker, we haven’t yet received our insurance certificates. Probably, most of you, like me, had not noticed !!
This is the explanation from our Broker, Dan Blake, at UK Global…..
For those of you who have recently renewed your F15 policy with us or indeed taken up a new policy following a quotation, you may be wondering why you’ve not yet received your Certificate of Insurance along with the new policy wording.
The main reason is because following further negotiations with Navigators & General the policy will now include a new Personal Accident section. This cover pays out fixed lump sum benefits for members aged between 16-70 if they suffer Loss of Limbs, Loss of Sight or Permanent Total Disablement as a result of an accident whilst aboard an insured craft.
Since the inclusion of this section, N&G are now looking at enhancing the cover even further following the recent tragic accident resulting in the death of a 14 year old boy (http://www.bbc.co.uk/news/uk-england-dorset-21416652). We are currently looking at the possibility of including Accidental Death cover and extending the age limits to include under 16 year olds.
You will be pleased to learn that these enhancements will be automatically included in your policy and the premium will remain unaltered.
Once the final version of the policy has been authorised by the FSA, we will immediately issue the Certificates and wording to you. In the meantime, should you require evidence of cover for your sailing club, then we can provide “Confirmation of Cover” in writing to you.
We thank you for your continuing patience and support and trust you understand that the delays are as a result of further enhancements to the BIFFA insurance scheme.
If you have any queries about Personal Accident cover or indeed anything to do with the policy, then please don’t hesitate to contact us.
30th December and it’ll be insurance time soon for loads of us!!
Have you seen the NEW Association Scheme ?? Very aggressively priced, it is. PLUS did you spot that if you are joining the UK Fleet scheme from insuring somewhere else, you get a £20 “discount” if you are a member of the Class Association…!!
Now lets think through this for a moment…. The UK Fleet policy runs from February 1st each year, right? One month away from now. But did you also know that if you join the Association now, you are given fifteen months for the price of twelve – which is the same as January to March are free. So as the BIFFA fee is £35 and you get £20 off from the insurance, you get fifteen months for fifteen pounds…… a pound a month to support your Class. Not bad, eh?? Not to mention that you should anyway see a very keen price on the insurance. Speaking just for myself, the premium reduction pays for my Association membership a few times over.
What do you have to do?? Well, (1) get a quote from our brokers at UKGlobal and ask for both the member and non-member fee. (2) Join the Association pronto – There’s only four weeks to turn this all around. A membership form can be downloaded from “Quick Links” on the right hand side of the Blog homepage. (3) Accept your insurance quote from UK Global by Feb 1st.
Fleet Captains : You should quickly get onto this with your fleets !! Full details and a personal quote can be obtained by contacting Jerry Dungate at UKGlobal on 01883 333 512 or email@example.com
Improvements to the Flying 15 insurance scheme
Following a detailed review of the British Isles Flying 15 Association insurance scheme, a number of significant new improvements to both premiums and cover have been made for 2013/14.
The scheme will continue to be run by UKGlobal (formerly COBRA Corporate Solutions Ltd and JK Lee), which has provided insurance for BIFFA Members for over 20 years.
The superior package for the 2013/14 year features a number of enhancements, including:
- Reduced premiums at all levels
- Dramatically reduced rates for higher value boats
- Minimum premium for lower value craft reduced from £145 to £70*
- Option to increase excess to reduce premium
- Reduced costs for legal expenses cover
- Multi-craft discount of 10%
- Option to protect No Claims Discount after 3 years without a claim
- Ability to insure non-Flying 15 craft
(*for Flying 15 craft with value under £1,000 and with 3 years No Claims Discount. Excludes Insurance Premium Tax of 6%)
Alongside these improvements, the policy continues to offer Members, as standard, a number of important benefits over the levels of cover normally available. An example of this is the valuable new-for-old cover on sails, covers, masts, spars and rigging which many other policies do not include. Unlike many other policies there is also no Hitchlock and Clamping Condition.
An additional benefit of supporting the arrangement with UKGlobal is that it also provides income for the Association, which helps fund the activities for Members. The more Members that use the Scheme the more the Association receives.
This improved scheme represents a key benefit of Membership of the British Isles Flying 15 Association. Full details and a personal quote can be obtained by contacting Jerry Dungate at UKGlobal on 01883 333 512 or firstname.lastname@example.org